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Fund your business with ease

Finance your higher business in India or abroad with flexible Business Loan options. Compare multiple offers from banks and NBFCs and choose an option that suits your business and financial requirements.

Multiple Offers Pan India Rate Starts @ 17%
Business Loan at a glance
Interest rate
17% p.a. onwards
EMI
₹2,044 /lakh
Loan tenure
Up to 7 years
Processing fee
Up to 2% of loan
Flexible repayment options
Interest Rate
17%* p.a. onwards
EMI
Starts at ₹2,044/Lakh
Processing Fees
Up to 2% of loan amount
Loan Tenure
Up to 7 years
Pre-payment
Zero Charges
Pre-closure
Zero Charges
Loan Funding
Business Expenses Covered
EMI Repayment
Flexible Repayment
What is a Business Loan?

Turn your business dream into reality

An Business Loan helps students and families finance higher business when the cost of studies is difficult to manage through personal savings.

Business Loans can be used for eligible business requirements. Depending on the lender, loan amount and applicant profile, collateral and documentation requirements may vary.

Repayment is made through the agreed EMI schedule. The applicable tenure, repayment terms and charges depend on the lender and loan structure.

What can an Business Loan support?
Business Expansion
Finance eligible tuition and course-related business expenses.
Working Capital
Funds may be used for eligible day-to-day business working capital needs.
Business Requirements
Other eligible business expenses may be considered according to lender policy.
Business Loan Options

Choose the Business Loan that fits your course

Business Loans can be classified according to study location and course type.

Business Expansion

Business loans for eligible courses and institutions within India, subject to lender policies.

Working Capital

Finance eligible overseas courses with support for tuition, stay and other applicable business expenses.

Equipment & Assets

Funding may be considered for eligible equipment, machinery and business assets.

Business Growth

Finance eligible business growth and development requirements.

Other Business Needs

Other eligible business-related requirements may be considered by the lender.

Find the Right Business Loan

Compare business loan offers according to your course, institution, location and financial needs.

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Factors lenders typically evaluate
Business Profile
Business vintage, nature of business and applicant profile
Business & Industry
Business activity, industry and lender eligibility
Business Expenses
Purpose of loan and eligible business expenses
Financial Profile
Financial Profile or guarantor requirements may vary by lender.
Eligibility

How much Business Loan can you get?

Business Loan eligibility and the eligible loan amount depend on several factors including your academic qualifications, course, institution, tuition cost, living expenses and lender-specific criteria.

The lender may also consider repayment capacity, business vintage, financial statements and other applicable eligibility requirements.

Check my eligibility
Why Compare?

Find a Business Loan that fits your growth

Different banks and NBFCs may offer different interest rates, processing fees, repayment periods and eligibility criteria.

Compare multiple lender offers
Check available interest rates
Understand processing fees
Compare repayment options
Paperwork

Business Loan documents checklist

Keep the relevant student, co-applicant and business-related documents ready for the application.

Applicant Documents

  • Identity Proof
  • Address Proof
  • Business Profiles
  • Business Registration / Proof

Business Details

  • Business Registration
  • Business Profile
  • Business Financial Details
  • Business / Office Details

Financial Documents

  • Income / Financial Documents
  • Bank Statements
  • ITR where applicable
  • Business / Employment Details

Financial Profile Details

  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Statements
Good to know
Rate: 17% p.a. onwards
Tenure: up to 15 years
Processing fee up to 1%
Flexible repayment
FAQ

Frequently asked questions

An Business Loan is financing designed to help students and families meet eligible higher business expenses. It can be used for eligible studies in India or abroad, subject to lender policies.
The referenced Ekuity page lists Business Loan interest rates starting from 17% p.a. onwards. The actual applicable rate can vary depending on the lender and applicant profile.
The referenced Ekuity page lists a loan tenure of up to 15 years, subject to lender policies and applicant eligibility.
Business Loan repayment follows the repayment schedule agreed with the lender. The applicable EMI, tenure and repayment terms depend on the lender and loan structure.
Yes. The referenced Ekuity page includes overseas or international Business Loans. Eligible expenses can include tuition, stay, library and other applicable business-related costs.
Applicant, co-applicant, guarantor and other requirements vary according to the lender, applicant profile and loan structure.
Collateral and guarantor requirements depend on the loan amount and respective lender policy. The referenced Ekuity page notes that certain loan amounts may be available without collateral.
The referenced Ekuity page highlights zero paperwork, 24/7 online loan availability, top-up loans after 6 months, lower EMI options and zero collateral. Applicable lender terms should always be checked.