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Loan Against Property for your financial needs

Unlock the value of your residential or commercial property with a Loan Against Property. Compare multiple offers, enjoy flexible repayment options, and access funds for your personal or business needs.

Multiple Offers Pan India Rate starts @ 9.40%
Loan Against Property at a glance
Interest rate
9.40% p.a. onwards
EMI
₹840 /lakh
Loan tenure
Up to 30 years
Loan funding
Up to 60% of property
No guarantor required
Interest Rate
9.40%* p.a. onwards
EMI
Starts at ₹840/Lakh
Processing Fees
Up to 1.5% of loan
Loan Tenure
Up to 30 years
Loan Funding
Up to 60% of property
Guarantor
Not Required
Pre-payment
Nil after 36 months
Property
Residential / Commercial
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Unlock the value of your property

A Loan Against Property is a multi-purpose secured loan that allows you to unlock the value of your residential or commercial property while continuing to use the funds according to your financial requirements.

You can use the loan for goals such as home renovation, children's education, weddings, business requirements, debt management or other financial needs.

Popular uses
Home Renovation
Fund renovation and improvement work for your property.
Education & Wedding
Manage major personal expenses with flexible financing.
Business Finance
Use the funds to manage or expand your business finances.
Loan Features

Flexible Loan Against Property solutions

Choose a financing option based on your property, financial requirements and repayment preferences.

Residential & Commercial Property

Avail a loan against eligible residential or commercial property, subject to lender terms and property evaluation.

Flexible Repayment

Choose repayment structures and tenures that align with your financial requirements and monthly budget.

Transparent Processing

Applicable charges are communicated upfront during the loan processing journey.

Quick Processing

Get assistance throughout the application and processing journey for a smoother loan experience.

Property Security

The property serves as security for the loan, subject to the applicable lender and mortgage requirements.

Online Account Management

Access and manage your loan-related information conveniently through the available customer portal.

Know more
Documents typically required
KYC Documents
PAN Card and Passport / Voter ID / Aadhaar / Driving Licence
Income Proof
Salary slips, bank statements, ITR/Form-16 or business financial documents
Property Documents
Complete property chain documents and approved plan where applicable
Additional Documents
Existing loan statements, photographs and other lender-specific documents
Eligibility

Get funding against your property

Loan eligibility depends on factors such as the property value, applicant profile, income, existing obligations, credit history and lender-specific policies.

Check my eligibility
Simple Loan Process

Loan Against Property, made simple

Finding the right lender and understanding the documentation can be time-consuming. Compare available options and get guidance throughout the application process.

Compare offers from multiple lenders
Loan funding up to 60% of property value
Flexible repayment tenure options
Assistance with documents and processing
Paperwork

Loan Against Property documents checklist

Keep the relevant documents ready to help streamline your application.

Identity & Address

  • PAN Card
  • Aadhaar / Passport / Voter ID / Driving Licence
  • Applicant photographs

Salaried Applicants

  • Last 3 months' salary slips
  • Last 6 months' bank statements
  • Latest Form-16 and ITR
  • Employment details

Self-Employed Applicants

  • ITR with computation for 2 financial years
  • Balance sheet and P&L
  • Last 6 months' current account statement
  • Savings account statement

Property Documents

  • Complete chain documents
  • Approved property plan where applicable
  • Existing loan statements
  • Other lender-specific documents
Good to know
Rate: 9.40% p.a. onwards
Tenure: up to 30 years
Funding up to 60% of property
No guarantor required
FAQ

Frequently asked questions

A Loan Against Property is a secured, multi-purpose loan where eligible residential or commercial property is offered as security to access funds for personal or business requirements.
The rate starts at 9.40% p.a. onwards, subject to the lender, applicant profile, property and other applicable factors.
Loan funding can be available up to 60% of the property's value, subject to lender assessment and eligibility.
The loan tenure can extend up to 30 years, depending on the lender and applicant eligibility.
No guarantor is required according to the referenced Ekuity Loan Against Property offering. Specific lender conditions may vary.
Common documents include PAN and KYC documents, income proof, bank statements and property-related documents. Self-employed applicants may also need ITRs, financial statements and business documents.