Compare car loan offers from trusted lenders across India — zero-fuss paperwork, competitive rates, and financing up to 100% of the on-road price.
Buying a car — your first or your next — is a big decision, and most buyers don't pay for it outright. A car loan lets you take the car home now and pay it off gradually, without touching your savings.
In short, you borrow money to buy a new or used car, put down a portion upfront, and repay the balance through monthly EMIs. Because the vehicle itself secures the loan, lenders are typically comfortable financing 85–100% of the on-road price — whether you're eyeing a showroom-fresh model or a well-kept used car.
Not everyone has lakhs sitting in the bank — and with a car loan, you don't need to.
Get the car you need today instead of waiting months or years, and pay it off in manageable EMIs.
Loan amount, down payment, and tenure (typically 3–7 years) can all be tailored to fit your monthly budget.
Buying pre-owned? You can still get financed — lenders just factor in the car's age, condition and paperwork.
No need to drain your bank account — keep your savings free for emergencies and investments.
For most people a car isn't a luxury — it's essential. A loan gets you mobile quickly, for commutes or family travel.
You can also unlock quick funds against a car you already own with a Loan Against Car.
Know moreEvery lender sets its own criteria, but most car loan applications are assessed on the same handful of things: your age, your credit history, how stable your income is, and — for used cars — the vehicle's own paperwork.
Check my eligibilityComparing banks, gathering documents, and figuring out eligibility can get confusing fast. Ekuity takes the guesswork out of the process from start to finish.
Keep these handy to speed up your approval.