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Make your dream home a reality

Find the right Home Loan for buying, constructing, renovating or expanding your dream home. Compare multiple offers from banks and NBFCs and choose an option that suits your requirements.

Multiple Offers Pan India Rate starts @ 7.15%
Home Loan at a glance
Interest rate
7.15% p.a. onwards
EMI
₹675 /lakh
Loan tenure
Up to 30 years
Processing fee
Up to 1% of loan
Nil pre-payment & pre-closure charges for floating ROI
Interest Rate
7.15%* p.a. onwards
EMI
Starts at ₹675/Lakh
Processing Fees
Up to 1% of loan amount
Loan Tenure
Up to 30 years
Loan Type
Secured Loan
Pre-payment
Nil for Floating ROI
Pre-closure
Nil for Floating ROI
Applicants
Salaried & Self-Employed
What is Home Loan?

Build your dream home with the right financing

A Home Loan is a secured loan where the property being purchased, constructed or renovated is taken as security against the borrowed amount.

Home Loans can be used for buying a ready-to-move or under-construction property, purchasing land, constructing a house, renovating an existing home or transferring an existing home loan to another lender.

What can your Home Loan be used for?
Buy a Home
Finance ready-to-move, resale or selected under-construction properties.
Construct Your Home
Get financing for constructing a house on an eligible plot or land.
Renovate & Improve
Fund repairs, flooring, painting, interiors and other home improvement work.
Home Loan Options

Choose the Home Loan that fits your needs

Different Home Loan options are available for different property and financial requirements.

Ready to Move Home Loans

Home Loans for ready-to-move or resale properties. Available for salaried and self-employed individuals with selected pre-approved offers.

Under Construction Home Loans

Finance under-construction properties with slab-wise payment and customized repayment options.

Plot / Land Loans

Finance the purchase of a plot or land where you plan to construct your house with long-term repayment options.

Home Extension Loans

Finance expansion of your existing home, additional construction or other eligible extension requirements.

Home Loan Balance Transfer

Transfer your existing Home Loan to another bank or NBFC for potentially better interest rates and repayment terms.

Home Conversion Loans

Designed for borrowers looking to purchase a bigger home while their existing Home Loan is still running.

Home Improvement Loans

Finance repairs and renovation work including tiles, flooring, painting and interior or exterior improvements.

Top Up Loans

Get an additional loan amount on an existing Home Loan for needs such as furniture, home equipment, marriage or vacation.

Find the Right Home Loan

Compare offers from multiple lenders and choose a Home Loan according to your property and financial requirements.

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Factors lenders typically evaluate
Income
Monthly or yearly income and applicable income variables
Existing EMIs
Existing loans and monthly obligations are considered
Credit History
Credit bureau history and repayment record
Property
Property type, value, location and documentation
Eligibility

How much Home Loan can you get?

Home Loan eligibility depends on your income, existing EMIs, credit history, property and lender-specific eligibility criteria. Each lender may use its own internal rules to determine the eligible loan amount.

Check my eligibility
Why Compare?

Find a Home Loan that fits your financial needs

Different banks and NBFCs offer different interest rates, processing fees, repayment options and eligibility criteria. Comparing multiple options can help you understand the available choices before applying.

Compare multiple lender offers
Check available interest rates
Understand processing fees
Choose suitable repayment options
Paperwork

Home Loan documents checklist

Keep the required documents ready to help avoid unnecessary delays during the application process.

ID Proof

  • Passport
  • PAN Card
  • Driving Licence
  • Voter ID

Financial Documents

  • 6 months bank statements
  • Last 3 years Form 16
  • Income documents

Property Documents

  • Sale Deed
  • Agreement Copy
  • OC / CC Papers
  • Property Tax Receipt

Work Details

  • Salary Slips – Salaried
  • Appointment Letter
  • ITR – Self Employed
  • P&L Statements
Good to know
Rate: 7.15% p.a. onwards
Tenure: up to 30 years
Processing fee up to 1%
Floating ROI pre-pay charges nil
FAQ

Frequently asked questions

A Home Loan is a secured loan where the property is taken as security against the amount borrowed. It can be used to buy, construct, renovate or improve an eligible property.
The Home Loan interest rate on the referenced Ekuity page starts from 7.15% p.a. onwards. The applicable rate depends on the lender and applicant profile.
Home Loan tenure can extend up to 30 years, subject to lender policies and applicant eligibility.
Yes. Plot or Land Loans are available for eligible plot purchases, including cases where the borrower plans to construct a house on the land.
Yes. A Home Loan Balance Transfer allows an existing Home Loan to be transferred to another bank or NBFC, subject to the lender's eligibility and terms.
Common documents include identity proof, address proof, financial documents, bank statements, property documents and employment or business-related documents. The exact requirements vary by lender.
The referenced Ekuity page states nil pre-payment and pre-closure charges for floating ROI. Applicable lender terms should be checked before taking the loan.