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Fixed Deposits that grow steadily

Compare fixed deposit offers from trusted banks and NBFCs across India — guaranteed returns, flexible tenures, and a rate of interest of up to 9.40% p.a.

Multiple Offers Pan India ROI starts @ 9.40%
Fixed Deposit at a glance
Return on investment
9.40% p.a. upto
Premature withdrawal
3 months+
Loan facility
75% of deposit
Tax-free interest
₹5K/year
Doorstep document pick-up available
Return On Investment
Upto 9.40%* p.a.
Premature Withdrawal
Allowed post 3 months
Tax Exemption
No tax up to ₹5K/yr interest
Nomination Facility
As per NHB guidelines
Loan Facility
Upto 75% of deposit value
Doorstep Services
Document pick-up at your location
Widespread Network
Connected branches pan-India
Rating
CRISIL FAA+ · CARE AA
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A safe place for your money to work harder

A fixed deposit lets you lock in a lump sum for a chosen tenure at a fixed rate of interest, so you know exactly what you'll get back at maturity — no market ups and downs to worry about.

Ekuity brings together FD offers from leading banks and NBFCs so you can compare rates side by side and pick the one that fits your savings goal, whether that's a short 3-month parking spot for surplus cash or a multi-year plan.

Why savers pick FDs
Guaranteed returns
A fixed rate locked in at booking, unaffected by market swings.
Flexible tenures
Choose a term that matches your savings horizon.
Loan against FD
Borrow up to 75% of your deposit value without breaking it.
Why It Makes Sense

Why a fixed deposit works for most savers

Predictable growth, easy access when you need it, and none of the volatility of market-linked products.

Predictable growth

Know exactly what your money will be worth at maturity, right from day one.

Early exit option

Premature withdrawal is allowed after 3 months if you need the funds sooner.

Tax-free interest slab

Interest income up to ₹5,000 a year is exempt from tax.

Nomination support

Add a nominee as per NHB guidelines so your deposit is always protected.

Doorstep convenience

Documents picked up from your location — no branch visit needed.

Rated for stability

Partner deposits carry a CRISIL FAA+/Negative and CARE AA/Stable rating.

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How Ekuity Helps

FD shopping, made simple

Rates and terms vary widely between banks and NBFCs. Ekuity brings the best offers together so you can compare and book in one place.

Compare ROI across multiple lenders instantly
See tenure and withdrawal terms upfront
Doorstep pick-up coordinated for you
A smooth path from application to booking
Credibility

Backed by trusted ratings

Independent agencies rate our partner FD schemes for safety and stability.

CRISIL — FAA+/Negative Rating CARE — AA/Stable Rating
FAQ

Frequently asked questions

Rates go up to 9.40% p.a. depending on the lender, tenure, and deposit amount you choose.
Yes, premature withdrawal is allowed after the deposit has completed 3 months, though this may attract a lower rate or a small penalty depending on the lender.
Interest income up to ₹5,000 in a year is exempt from tax; anything above that is taxed as per your income slab, subject to TDS rules.
Yes — you can typically borrow up to 75% of your deposit value without breaking the FD itself.
Our partner deposit schemes carry independent ratings — CRISIL FAA+/Negative and CARE AA/Stable — reflecting a strong capacity to service the deposit.

Ready to lock in your fixed deposit?

Compare rates, pick your tenure, and apply — all in one place.

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